Give your customers a local account. Anywhere.

Issue multi-currency virtual accounts in 50+ countries — without a local entity.

What's a virtual account?

A virtual account is a dedicated local account number — in a supported market — that your customer or business can use to receive funds locally. Collections arrive directly, in local currency, with automatic reconciliation on your end.

Think of it as giving every customer or counterparty their own local bank details — without you needing a local bank relationship in each country.

What you get with RidgeX virtual accounts.

Multi-currency issuance

Issue accounts in local currency across supported markets
USD, EUR, GBP, CAD, AUD, SGD, and more
Each account comes with local payment details — sort code, IBAN, routing number — depending on the market

Automatic reconciliation

Every incoming payment matched and reconciled automatically
No manual statement matching
Real-time balance visibility per account

Flexible account structure

Issue accounts at customer level, entity level, or market level
Supports both business and individual account holders
Manage all accounts from one dashboard

Instant notifications

Webhook alerts on every credit, debit, and balance change
Full transaction history available via API and dashboard